Privacy Policy and Disclaimer
Privacy Policy and Disclaimer
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Written quotations on request. Loans subject to status.
TERMS & CONDITIONS
Please read the details set out below carefully before using this website
(the "Site"). By accessing this Site, you agree to be bound
by the following terms and conditions and disclaimers (the "Terms").
References to 'you', 'your' and 'yours' are references to the
person(s) accessing the Site. References to 'we', 'us' and 'our'
are references to Finance4. By agreeing to these terms and
conditions, you agree to allow us to request a credit check for
yourself and any other applicant that you have detailed on the
application form. You are also confirming that you have the necessary
consents.
TERMS
All our products and services are subject to the terms and conditions
and disclaimers of the applicable agreement governing their use.
These Terms are to be read by you together with any terms, conditions
and disclaimers provided in the pages of the Site. In the event of any
conflict, the terms, conditions and disclaimers provided in the pages of
the Site shall prevail over these Terms.
The information, material and content provided in the pages of the
Site may be changed at any time without notice. Changes may be made to
the Terms at any time without notice by updating this posting. You agree
to review the Terms regularly and your continued access to or use of the
Site will mean that you agree to any changes.
NO OFFER
Neither the information, nor any opinion contained in our Site constitutes
an offer to sell or solicitation or an offer to buy any financial instruments
or any advice or recommendation with respect to such financial instruments.
USERS
The Site is currently intended for those who access it from within
the United Kingdom. Because of this we cannot guarantee that the Site
or the information thereon complies with or is appropriate for use in
other places.
You are wholly responsible for use of the Site by any person using
your computer and you must ensure that any such person complies with these
Terms.
NO WARRANTIES
The following clauses exclude or limit our legal liability for the
Site. You should read them carefully.
Whilst we have taken reasonable steps to ensure the accuracy, currency,
availability correctness and completeness of the information contained
on the Site, information is provided on an "as is", "as
available" basis and we do not give or make any warranty or representation
of any kind, whether express or implied. The use of the Site is at your
sole risk. We shall not be liable for any loss or damage whatsoever and
howsoever arising as a result of your use of or reliance on the information
contained on the Site to the maximum extent permitted by law.
We do not represent or warrant that the Site will be available and
meet your requirements, that access will be uninterrupted, that there will
be no delays, failures, errors or omissions or loss of transmitted information,
that no viruses or other contaminating or destructive properties will be
transmitted or that no damage will occur to your computer system. You have
sole responsibility for adequate protection and back up of data and/or
equipment and for undertaking reasonable and appropriate precautions to
scan for computer viruses or other destructive properties.
We make no representations or warranties regarding the accuracy, functionality
or performance of any third party software that may be used in connection
with the Site.
THIRD PARTY SITES AND WARRANTIES
Where we provide hypertext links to other locations on the Internet,
we do so for information purposes only. We are not responsible for the
content of any other websites or pages linked to or linking to this Site.
We have not verified the content of any such websites. Following links
to any other websites or pages shall be at your own risk and we shall
not be responsible or liable for any damages or in other way in connection
with linking. Links to downloadable software sites are for convenience
only and we are not responsible or liable for any difficulties or consequences
associated with downloading the software. Use of any downloaded software
is governed by the terms of the licence agreement, if any, which accompanies
or is provided with the software.
No endorsement or approval of any third parties or their advice, opinions,
information, products or services is expressed or implied by any information
on our Site.
INTERNET E-MAIL
Messages sent over the Internet cannot be guaranteed to be completely
secure as they are subject to possible interception or loss or possible
alteration. We are not responsible for them and will not be liable to
you or anyone else for any damages or otherwise in connection with any
message sent by you to us or any message sent by us to you over the Internet.
TRADE MARKS AND COPYRIGHT
Copyright in the pages screens, information and material in their arrangement
included in this Site is owned by or licensed to Finance4 or the
Website Designer Mdsign unless otherwise noted. You may imprint,
copy, download or temporarily store extracts from our Site for
your personal information or when you use our products and services.
You must not alter anything. Any other use is prohibited unless
you first get our written permission. In particular no one may
use a part of our Site on any other website, or link any other
website to our Site, without our prior written permission. Images
may not be copied, downloaded or used without the express permission
of Finance4 or Mdsign under any circumstances as these are subject
to the terms of licencing agreements.
DATA PROTECTION
We may as a result of your interaction with the Site hold and process
personal information obtained about you when you access the Site and use
it for servicing our relationship with you, for the purposes of fraud
prevention and debt collection, to understand your financial needs, to
conduct our business and to provide you with better customer services
and products from both within Finance4 and those of selected third
parties, to evaluate the effectiveness of our marketing of the Site and
for statistical analysis. We may pass this information to other members
of the Finance4 network or agents, as permitted by law so that
they may do the same and they may pass information held by them about
you to us so that we may do the same. We will not disclose any such information
outside of the Finance4 except for fraud prevention purposes and/or
if required/obliged by law or Governmental or judicial bodies or agencies
or to our regulators under proper authority, or under a strict code of
secrecy to sub-contractors or persons acting as our agents or where we
have your consent or have previously informed you.
We may also in connection with the above and the provision of the Site
transfer your personal data to countries outside the European Union (EU)
which may not provide the same level of protection for personal data as
within the EU. However, all personal data wherever it is held in the Finance4
or by its sub-contractors or agents will be afforded a high level of protection
against any authorised or accidental disclosure, access or deletion. By
agreeing to these Terms you agree to such data being so used and that it
may be transmitted to others as stated above.
GOVERNING LAW
The Terms are governed by and interpreted in accordance with the laws
of England and Wales and the courts of the above jurisdiction will have
non-exclusive jurisdiction in respect of any dispute, which may arise.